Systematic Problem-Solving Techniques
Challenge your assumptions. For example, if you aren't making enough money and you assume you need another job, ask "do I really need a better job?" Maybe you can get a raise, or you can make the job that you already have better. A business on the side might be another option. Don't let your assumptions limit your possible solutions.
Break big problems down into smaller ones. Buying a house is a big move that is really a bunch of small steps. This is true of many problems. Start by addressing all of the components of a problem individually, and it may not seem so overwhelming. This makes it easier to motivate yourself.
Ask three people for their opinions and/or advice. They may have good ideas, but in any case this helps you be sure that you are not overlooking anything obvious.
Write down the problem. Then find another way to express it and write that down. Continue with all the possible solutions and any ideas that come to mind. Write EVERYTHING, then come back to it later to pick the diamonds out of the dirt.
Change your perspective. Pretend you are very rich, very poor, a child, a visitor from another planet. How would you see the problem from this new perspective. Einstein imagined riding on a beam of light to come up with his theory of relativity, so this technique has been known to work.
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